It’s not every day that a flood washes through the town. However, that does not mean they do not happen! When we hear words like “hurricane” or “tornado” everyone panics…but the word “flood” does not have the same effect. Why is that? On average, floods kill around 74 people a year. That’s pretty scary! Whether the idea of a flood scares you or not, it is still important to know how to stay safe if one should come flowing through your town. It is also important to make sure you covered with flood insurance. NJ residents, pay attention to these few tips!

#1: Listen to the news. Listen for warnings and updates. Have batteries as a back-up in case you lose power.

#2: Unplug appliances. Before the flood comes, be sure to unplug all electrical appliances and turn off utilities if need be. If flooding has started and you are standing in water, do not touch!

#3: Plan an evacuation route. Before the flood hits, take cover at a friends or family member’s home who are not getting affected by the flood.

#4: Have flood insurance. NJ residents know that having flood insurance is important because it will cover damage costs and losses due to the flood.

#5: Avoid driving. If you do not need to drive, do not! Your car could suffer damage or worse, be picked up and washed away.

#6: Take patio items indoors. If you have time, take in all your furniture or any valuables from outdoors.

Floods are a serious disaster. The most important thing is to stay together with your family and work together to stay safe. At ADP Statewide Insurance, we want to make sure you do not lose everything. With flood insurance, NJ residents will be covered no matter what the damages. Flood costs could run up to thousands of dollars- scary! Depending on your area, you could look into standard flood insurance policies or preferred risk flood insurance policies. Let us help you decide on which plan suits you. Don’t let a flood wash out your bank account.