Homeowners Insurance
As your premier New Jersey insurance agency, we can take the confusion out of your homeowners insurance. New Jersey home insurance policies aren’t ‘one size fits all’, that’s why at ADP Statewide Insurance we are dedicated to being your insurance ally!
As one of New Jersey’s leading independent insurance agencies we have the ability to shop multiple carriers nationwide, in order to get you the best possible homeowners insurance. New Jersey insurance laws can be complicated. We’ll make sure that you get the best coverage, at the best price possible! No matter where you are located across this great state, we’re here to help!
At ADP Statewide Insurance we are committed to helping you navigate through one of the most critical policy decisions you will have to make during your lifetime. In order to ensure that you have appropriate and efficient coverage, we will take the time to truly understand the individual needs that you may have. Every home and New Jersey homeowner is unique—your New Jersey homeowners policy should reflect that!
Typical coverage packages – for a New Jersey home insurance policy can include protection for the following:
- The physical structure of your home
- Replacement cost
- Personal possessions
- Additional living expense (in the event of covered loss or a natural disaster)
- Liability
Debating the need for even more protection? Need specialty coverage added, for unique exposures vulnerable within your typical homeowners insurance policy? If you are, don’t hesitate to ask one of our expert insurance professionals about further coverage options you can purchase to enhance your homeowners insurance. New Jersey law requires that you maintain certain limits on your homeowner policies, but those limits may not be enough to protect your unique situation. We have supplemental policies, that can add that extra degree of protection. These policies include:
- Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
- Flood Insurance policies
- Earthquake insurance policies
- Umbrella Insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
At ADP Statewide Insurance, we know what may work for one New Jersey homeowner, won’t necessarily work for you. Give us a call today, to learn more about our all-encompassing homeowners insurance. New Jersey is a beautiful place to live. Let us put together an insurance plan that will allow you to continue to live in this beautiful state while having the peace of mind knowing your home is protected! Contact us today for a free quote!
