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Technology Professional Liability MicroTek

MICROTEK is aimed at smaller firms and extends the coverages they need at a price they can afford! For clients with up to $15,000,000 in revenue the SuperTek product could be the right coverage for you.

logo-usli-standard-customer-287-151Premiums as low as $995 for Errors & Omissions and a Preferred Package providing the benefit of having these coverages together with the same carrier. Policy form includes coverage for:

  • Personal Injury
  • Failure to Prevent Unauthorized Access
  • Malicious Code
  • Option available for Intellectual Property coverage
  • Option available for Data Breach Expense and Regulatory Defense up to $250,000
  • $0 deductible on Errors & Omissions and General Liability
  • Available to firms with $1,000,000 in premium or less and 7 or fewer consultants*
  • Errors & Omissions limits available up to $5,000,000
  • Full Prior Acts coverage available, even for first time buyers
  • Broad definition of covered services
  • Hired & Non-owned Auto Liability available
  • Ability to consider contractual needs of the insured by providing waiver of subrogation and primary and non-contributory language

Technology Errors & Omissions and Preferred Package – WHY DO YOU NEED ERRORS & OMISSIONS COVERAGE?

  • The services you provide your clients are because they rely on your expertise as a professional in that field. Preferred Package and General Liability policies will exclude professional services.
  • Your clients can sue you for a wrongful act in providing professional services, which can be the result of an act, error or omission. Very often, it is not the result of a mistake, but rather displeasure with the outcome. Even frivolous lawsuits will incur defense costs.
  • Programming errors, improper selection, installation, or configuration of networks/systems, failure to maintain, and failure to meet the requirements of a contract (i.e. timelines and/or content) are common scenarios that lead to lawsuits for technology professionals.

ADDITIONAL ADVANTAGES:

  • Wide range of Technology Professional classifications considered, including Custom Software Development, Web Site Design, Network Support and Consulting
  • Ability to consider new ventures
  • Web Quoting Available
  • One simple 3 page application for both products
  • A.M. Best A++ rated carrier
  • Policyholders receive FREE access to eRisk Hub ¬ a comprehensive on-line portal containing news and tools for risk management and best practices.ADP apply for coverage button-300x90
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325 Columbia Turnpike
Suite 106
Florham Park, NJ 07932
Tel: 973-538-6300