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Umbrella and Excess

Commercial Umbrella or Excess Policies provide protection above the limit of your General Liability, Automobile Liability, Employers Liability and on occasion, your Professional Liability coverages on your underlying insurance policies.

If your business were to suffer a catastrophic claim, chances are that your GL, Commercial Auto or Employers Liability would not be able to sufficiently protect you or your business.

The future existence of your business could be at serious risk if a claim leads to a lien on your property, liquidation of your assets or your future earnings are attached. Sadly, if you do not have adequate protection in place and your business operates as a sole proprietor or partnership, even your personal assets could be seized.

The good news is that not only does Umbrella and Excess coverage supplement your existing limits but ,it also is actually quite affordable. Fill out the quote request form to have one of our Commercial Lines professionals contact you or call us for more information


Contact Us!
325 Columbia Turnpike
Suite 106
Florham Park, NJ 07932
Tel: 973-538-6300